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While you are right that it is not the same, it is a reasonable workaround, I think. It is the functional equivalent of sending cash to another team, and seems closer to MLB trade parameters than the current iOOTP rules (which make it impossible to send cash). Nothing gamey about that, I think, while we wait for a tweak allowing cash offerings.
I sometimes go to the "Manage Team" screen, select another team, and go to their minors roster to see what I can learn. In the second season of a 2013 start, just discovered that the Chicago White Sox have Adam Dunn in the minors -- earning $15,000,000.
Speaking of needed tweaks, have you noticed that if the opposing team offers you cash and then you replace all of the players mentioned, the other team does not seem to have the ability to withdraw the cash part of the offer and (I worry) that cash does not figure in their calculations after you change the players.
To avoid gaming the trade system, just in case the new AI calculations forget about the cash, I clear the offer if I want to change the players named.
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