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Not sure on sensitivity in HRD but I usually set mine to a minimum of 120.
My reasoning is I want to vary the career arcs and paths in my league so some studs are duds and some duds are studs. Five year recalc with double weighting is my setup.
I know it affects player's performance because the commish of my on line league, now entering 1930, told me yesterday that changing the TCR from 25 to 10 made a significant difference in test he is trying.......
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