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Very often it is. There's always variables like contract length/amount, player age, injury history, etc.
Typically if the guy is nearing his mid 30's, his stats will decline before his ratings do. Get rid of him if you can.
If you're league is still fairly new, the guy could just be in a slump. If you think he's just having a bad month you can ride it out. Maybe give him a couple days off one week and he'll probably end up doing fine.
Ratings are definitely not the final word on how a player does. They're a good guide, but if a guy consistently fails to play to his ratings, it's time to get something for him while you still can.
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