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Originally Posted by thatguychap
Does anyone have any suggestions on realistic financial settings that will help mirror real life MLB? I am trying to get a pretty realistic Luxury Tax that will make teams be smarter in free agency. Anything will help, Thanks!
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Unfortunately there is no in game way of making the AI good at managing finances. You basically need to play with self imposed rules.
One main pointer about the AI.
You need to give them tons of extra cash because they are terrible at negotiating contracts. They always pay top dollar for practically everyone even if they have not played all that great. They are also notorious for overpay old and declining players. I mean... if I can see rating taking a nose dive, why cant the AI? Pitcher losing throwing speed is basically the end yet after I release said players the AI picks them up for huge multiyear contracts as well as giving up their 1st round pick... Also who in their right mind gives a 35+ year old player a 5+ year near max salary contract? The AI has at least 1 player like this on practically every team.
Personally I play with some house rules.
1 - My overall expenses are to remain about 1/2 that of the league average. For years I played with 1/4 but since ootp 2018 it became harder since relievers were no longer cheap. Though in 2019 i did find a loophole for general bullpen fillers though I still pay for closers and at least 1 quality setup guy.
Turns out, you can pick up slightly below average starters for extremely cheap in the off-season and turn into star caliber relievers and most will accept very low salary multiyear deals with team options. Borderline starters who have been starting for a while are great for this purpose because their stats will look pretty bad compared to what they would be if they were relievers.
2 - I set the soft cap to 100% and luxury tax to 50% to give smaller teams a little more oomph.