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I'll star with I can be completely wrong cause I am forgetful lol.
your current balance i think is just your budget the owner set for the year, ie. how much money youre allowed, and current balance will be that minus all of your expenditures.
Your projected balance with your current seasons money youre making i believe will impact next year's budget.
But even if i'm wrong there, is your owner tight fisted? Check how your owner is he might not be willing to spend on the team and just eat the profits himself.
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