Hey BBGiovanni, thank you so much for taking the time to post an extremely helpful reply!
I can't thank you enough for your advice and will be starting a new game today while bearing in mind what you have told me.
My apologies for mixing up the terminology, it goes to show how much of a newbie i am! just checking my game and it does of course say Independent so i don't know how i got mixed up.
I really thought playing with commissioner mode off and challenge on was the ultimate challenge, now i know why every youtuber i have watched leaves it on!
I have learned a lot here thanks to you and will take that into my new game starting right now.
The community here seems very friendly and helpful, i was a little concerned about posting such a trivial question (when i got around to actually asking it!) but i am certainly glad i did and hope my post and your answers will help others with similar issues.
Thanks again!
