This is an interesting question. For one thing, I think it depends if you ae using relative ratings or not. I myself finally decided against them, as I see them a bit of a crutch, and aren't always the most realistic way to evaluate players.
In light of this fact, I have a rule of thumb I go by when it comes to ratings.
Obviously individual tool ratings are the most important thing to look at when you are using ratings, but for the overall scout grade I usually adhere to this generally:
For AAA players, their overall rating should either be a 40 or 35. I will use stats as a determining factor as well...particularly if I am thinking of promoting a player on the lower end of the grade (35)
For AA players I do the same except the overall grades I use are 35 or 30, with 35 being high and 30 on the lower end of the scale.
A+ is 30 or 25
A is 25 or 20. When you get to the lower levels, the grades become less reliable, as you will see a lot of players rated as a 20. At these levels, it is especially important to rely on individual tool grades as well as stats to a greater degree than other levels.
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